Wealth · LRD · Mortgage Calculator
See exactly how rent compounds.
Plug in your numbers — purchase price, rent, loan terms — and see EMI, net cashflow, and a year-on-year rental projection.
Inputs
Property Price · ₹5.00 Cr
Monthly Rent · ₹3.50 L
Down Payment · 30%
Loan Tenure · 15 yrs
Interest · 9.25%
Escalation · 15%
Every · 3 yrs
Hold Horizon · 9 yrs
Gross Yield
8.40%
Monthly EMI
₹3.60 L
Year 1 · Monthly Net
₹-10,217
Total Rent · 9 yrs
₹4.38 Cr
Monthly Cashflow Journey
Negative early. Turns positive in Year 4.
Cash-out Cash-in
Y1: −₹10,217/mo
Y1
Y2: −₹10,217/mo
Y2
Y3: −₹10,217/mo
Y3
Y4: +₹42,283/mo
Y4
Y5: +₹42,283/mo
Y5
Y6: +₹42,283/mo
Y6
Y7: +₹1.03 L/mo
Y7
Y8: +₹1.03 L/mo
Y8
Y9: +₹1.03 L/mo
Y9
Year 1 · monthly
−₹10,217
Year 5 · monthly
+₹42,283
Year 9 · monthly
+₹1.03 L
Year-on-year rental projection
Y1
Y2
Y3
Y4
Y5
Y6
Y7
Y8
Y9
Year 1 rent: ₹42,00,000/yr
Year 9 rent: ₹55,54,500/yr
Loan amount: ₹3.50 Cr